The bank statement provides information on all of an individual's current accounts. The comprehensive financial statement will include current account relationships with credit institutions throughout Italy, whether postal or bank, and is provided with available liquidity.



The banking investigation is a true financial investigation and also extends to postal savings books and prepaid cards, such as PostePay.

The most effective debt collection actions are against the liquid assets of these banking instruments.

Sometimes, to recover a debt from a debtor, it's sufficient to seize a fifth of their salary, if they're legally registered. We provide the employer's details and registered office, and often supplement this information with the type of contract, expiration date, and salary.

A work history investigation is therefore a form of workplace information for debt collection purposes. It aims to identify a person's current employment (whether employed by a third party, self-employed, or professional).

The most common form of garnishment is against the employer, but this investigation is also essential for adjusting the amount of maintenance payments.



This information provides information on the existence of active pension positions relating to a natural person.

The pension provider, type of pension, and an estimate of the monthly amount received are identified.

Knowing this information is essential to determine whether a seizure can be carried out in compliance with the law and the minimum unseizable amount.



In its Asset Investigation, the Mercurio Institute also includes in-depth searches on real estate, which are essential for debt collection and legal action.

This entry allows you to identify all the real estate properties registered to the debtor, with details on location, cadastral category, share and income, as well as the identification data necessary for foreclosures or seizures.

The investigative report also includes a review of real estate sales deeds from the last 24 months, allowing for the identification of any recent transfers and the assessment of revocation actions.

The term corporate officers refers to the role held by a natural person in a company. The main titles are: director, owner, general partner, president, and manager.

Corporate positions differ from shareholdings in that a natural or legal person can own shares or stocks in a company but not hold any corporate positions.

Both of these searches are used to define the financial status of an individual and can be used to calculate maintenance payments.



This search identifies all vehicles (cars, mopeds, and motorcycles) owned by the named individual. The database is the official ACI/PRA database, which is not used in asset searches pursuant to Article 492-bis.

The asset report, for both individuals and legal entities, provides key technical data, such as: category, make, model, license plate, chassis number, year of registration and ownership.



The search for prejudicial notes confirms the existence of negative events (consisting of mortgages, seizures, real estate foreclosures, etc.) registered at the Registers of RR.II. throughout Italy.

The protest check contains records of protests raised throughout the country over the last five years, including the date of issue, the amount protested, the reason for non-payment, etc.



The database is the official Protest Register kept by the Italian Chambers of Commerce.